Top One Trader

Prop Trading Firms

Firm details

...
Broker type
Top One Trader Ltd
Payment methods
Credit/Debit Card Crypto

Instruments and assets

Assets
FX Metals Indices Crypto

Leverage

Asset Instant OneStep TwoSteps ThreeSteps
FX
1:50
 
1:10
 
1:50
 
n/a
Metals
1:10
 
1:10
 
1:10
 
n/a
Indices
1:10
 
1:10
 
1:10
 
n/a
Energy n/a n/a n/a n/a
Crypto
1:1
 
1:2
 
1:2
 
n/a
Stocks n/a n/a n/a n/a

Commissions

FX
$2 per lot per side
Metals
$2 per lot per side
Indices
$2 per lot per side
Energy
N/A
Crypto
$2 per lot per side
Stocks
N/A

Consistency rules

Consistency Rules 2-Step Pro Challenge

  • During both Phase 1 and Phase 2, the profit made on any single trading day must not account for more than 50% of your total profit for that phase.
  • After reaching a funded account, this threshold is reduced: to be eligible for a payout, no single day’s profit may represent more than 30% of your overall accumulated profit.

Instant Funding Program

  • Traders must meet a 15% consistency requirement, meaning no single day may contribute more than 15% of total profits when requesting a payout.

  • For $5k–$100k Instant Funding accounts purchased before September 24, 2025, the previous 20% consistency limit still applies.

Instant Prime

  • Your Equity Stability Score (ESS) must be 20% or lower when submitting a payout request.

  • If your ESS is above 20%, you must continue trading until the score drops to the required level.

  • ESS formula: (Largest Winning Day + Largest Losing Day in absolute value) ÷ Total Profit × 100%


Firm rules

Copy Trading Permitted: Manual copying between your own challenge accounts (1-step or 2-step) on TradeLocker or cTrader.

Not permitted:

  • Copy trading on funded or instant funded accounts.
  • Copying trades between different traders or accounts belonging to other users.
  • On multiple funded accounts owned by one trader, identical trades must be spaced at least 30 minutes apart.

If copy-trading misuse is detected, the account will be reviewed and may be reset or closed depending on severity. News Trading

  • Evaluation accounts: News trading is fully allowed.
  • Funded and Instant Funding accounts: Opening, modifying (including pending orders, SL, TP), or closing trades is not allowed within 5 minutes before or after high-impact news releases.
  • Any violation leads to profit removal unless the position was opened at least 5 hours prior to the news.
  • Instant Prime accounts allow news trading if the trader has enabled the add-on.

Minimum Hold Time Requirement All trades that close in profit must remain open for a minimum of five minutes. Closing profitable trades earlier — whether manually or via TP, or via a stop loss that has moved into profit — counts as a violation. Consequences

  • Evaluation phases: Reviewed by the Risk Team; potential retake or formal warning.

  • Funded accounts: Any profits from trades violating this rule are removed. Repeated offenses may result in termination.

Weekend Holding

  • Weekend holding is allowed for 1-Step Flash and 2-Step Pro accounts.
  • For Instant Funding accounts, weekend holding is not permitted unless the trader has purchased the relevant add-on.

Inactivity Requirement Each account must place at least one trade every 30 days (measured from the purchase date). Failure to do so counts as an inactivity breach.

Soft Breaches

  • There is no limit to soft breaches on 1-Step Flash or 2-Step Pro accounts.

  • Instant Funding accounts may incur a maximum of 10 soft breaches; after that, any further breach becomes a hard violation.

Soft Breach Examples

  • Breaking the 10-minute news restriction window.
  • Holding trades over the weekend (when not allowed).
  • Opening positions without a stop-loss.
  • Allowing more than a 2% loss per symbol or 2.5% total floating loss, in which case EquityShield may auto-close trades.
  • Exceeding the maximum allowed lot size for funded accounts. IP / VPN / VPS Policy Violations include:
  • Accessing one account from multiple IP addresses.
  • Trading different accounts from the same or similar IPs.
  • Copying or hedging positions across multiple accounts or firms.

VPS Allowed if the VPS uses a static IP. Notify support if your IP changes or if you travel. VPN Use of VPNs is strictly forbidden — it can trigger security alerts and cause breaches or suspensions. cTrader Any login from a U.S. IP address is automatically marked as a hard breach with no refund. Penalties: account termination, forfeiture of profits, blacklisting, and potential legal escalation. Prohibited Trading Behaviors Not allowed under any circumstances:

HFT, tick-scalping, latency exploitation, latency arbitrage, statistical arbitrage, copy trading across different users, coordinated/group trading or hedging across multiple accounts, news trading on funded accounts, grid trading, Martingale methods, third-party trading or challenge-passing services, EA masking, gambling-style trading, excessive leverage, YOLO trading, IP sharing, or cycling through accounts.

Payout policy

Payout Policy

Instant Funding

  • Standard payout frequency is monthly.
  • With the Instant Payouts add-on, traders can withdraw earnings immediately once the required consistency level is reached.
  • Profit split progression: 1st payout – 60%, 2nd payout – 70%, 3rd payout – 80%, 4th and all following payouts – 90%
  • Minimum withdrawal amount: 2% of initial account size.
  • Eligibility requires maintaining a 20% consistency score.

1-Step Challenge

  • Payouts are available every two weeks.
  • Traders may switch to weekly payouts after their first withdrawal by purchasing the relevant add-on.
  • Default profit share is 80%, with the possibility to increase it up to 90%.
  • To request a payout, traders must have at least three profitable trading days.
  • Minimum withdrawal amount: 2% of the original balance. Instant Prime
  • Payouts are issued bi-weekly.
  • Profit split structure: Initial payout – 80%, Second payout – 90%, Third and all future payouts – 100%
  • To withdraw, traders must maintain an Equity Stability Score (ESS) of 20% or lower.
  • Minimum payout threshold: 2% of initial balance.

2-Step Challenge

  • Eligible for bi-weekly withdrawals.
  • With the Instant Payouts add-on, traders can cash out immediately upon reaching the consistency requirement.
  • Standard profit split begins at 80%, scalable up to 90%.
  • Minimum payout requirement: 2% of starting balance. -To qualify, traders must meet a 30% consistency score.

Scaling Plan Top One Trader increases the trader’s funded capital by 25% every three months, provided the trader reaches a total return of 25%, including at least 8% profit each month. Withdrawals do not interrupt scaling, and account size can grow up to $5,000,000.

Restricted territories

Afghanistan Albania Algeria Armenia Azerbaijan Cuba Iran Iraq Kazakhstan Kuwait Lebanon Libya Macedonia Morocco Pakistan Russian Federation Somalia Sudan Syria Turkey Ukraine Vietnam

Challenges

Account size
Steps
Profit target
Daily loss
Profit split
Price
10000
1 Step
10
4
7
90
$32
5000
1 Step
10
4
7
90
$12
25000
1 Step
10
4
7
90
$64
50000
1 Step
10
4
7
90
$85
100000
1 Step
10
4
7
90
200000
1 Step
10
4
7
90
5000
2 Steps
8
4
8
90
$34
10000
2 Steps
8
4
8
90
$67
25000
2 Steps
8
4
8
90
50000
2 Steps
8
4
8
90
100000
2 Steps
8
4
8
90
200000
2 Steps
8
4
8
90
5000
Instant
0
3
6
90
$27
10000
Instant
0
3
6
90
$67
25000
Instant
0
3
6
90
50000
Instant
0
3
6
90
100000
Instant
0
3
6
90
200000
Instant
0
3
6
90